Minecraft Story Mode' Episode 2 will Present

Minecraft: requires Story Mode Episode 2, General Assembly, comes earlier than expected and continue to impress.

With the great family games in the wilderness, we are now in the field of expansion packs and additional content. Lego dimensions wave 2 figures will arrive next week (including the Doctor Who extensions), and we expect more from Disney Infinity and Skylanders soon.

In this sense, it is perhaps not surprising that Episode 2 of Minecraft story mode come sooner than expected. The new content continues from where Jesse clearing to find the Order of the stone finish to the members of the Order. Of course, exactly how it works depends on the decisions you make. In Episode 1, and in particular who you side with the end of the chapter

In the main if so on in a standard direction when you meet up with the rest of the party. The event is a similar mixture of pathos oriented dialogue, quick time events and some well-written dialogue. Old time point and click fans are possible with increased interaction with objects, to appreciate this time more of a nod to this genre.



Visually, Minecraft Story mode with a graphic style based on Minecraft Blocky design but not only in this limited to impress. Sign flex and move as they need, and the camera pans and swirls around more as a voltage driven Netflix show instead of a video game feel.

How long does it take to complete the game as you play it, depend. In my family, the kids will enjoy exploring every nook and cranny before, so we took a little longer than the average of about 2.5 hours.

5 Best Mortgage Refinancing Lenders of 2015

5 Best Mortgage Refinancing Lenders of 2015 based on toptenreviews.com

5. Network Capital

Preferred Debt-to-Income Ratio

Minimum Credit Score

Preferred Down Payment

Most companies take your credit history into account.

Lower is Better

Network Capital

620

Compare to the Top 3 Mortgage and Refinancing Review

#1 LendingTree

580

#2 CitiMortgage

620

#3 Quicken Loans

620

Category Average

624

Credit Score

 0

 122

 244

 366

 488

 610

 732

Review

Network Capital offers mortgage and refinance options at low interest rates and with no fees. It offers both conventional and government-program loans, and its agents work with you to get the best loan possible. It does not offer construction or home equity loans, however.
The lender offers fixed-rate and adjustable loans with multiple time options. It also works with several government loan programs for home mortgages that don't require down payments, waive appraisals, or allow for extra cash upon closing for debt consolidation or home repairs.
The posted interest rates were the lowest of the ones we found advertised by the mortgage companies we considered. However, advertised rates are difficult to compare across the board, because each mortgage lender gives the rates for what it considers an ideal or typical loan, which varies from bank to bank. We created a sample scenario to get a more accurate comparison. Network Capital, however, could not give us the rates for our scenario, as its computers cannot provide information without first pulling a credit report.
For a conventional loan, Network Capital prefers a debt-to-income ratio of 47 percent and a 620 minimum credit score. These are within the average. However, they work with people whose financial situation is not as favorable. One loan officer said he has helped clients raise credit scores quickly so they could qualify for a loan, and Network Capital has programs where no down payment is required.
This lender does not charge fees of any kind, but it makes its money by selling your loan after closing. This can be an inconvenience, as you will have to work with a bank not of your choosing once the loan is complete, but it's a common practice, and there are safeguards in place to protect you.
The website has some information on the mortgage process, including calculators. It also offers live chat, but it just takes your information so a loan officer can call you. We called several times, and only once did a loan officer freely give information without asking us to apply for pre-qualification and have our credit report pulled.

4. Wells Fargo Home Mortgage

Preferred Debt-to-Income Ratio

Minimum Credit Score

Preferred Down Payment

This is how much income you make monthly weighed against your total debt.

Higher is Better

Wells Fargo Home Mortgage

45%

Compare to the Top 3 Mortgage and Refinancing Review

#1 LendingTree

36%

#2 CitiMortgage

40%

#3 Quicken Loans

57%

Category Average

44.3%

Percentage

 0

 11

 22

 33

 44

 55

 66

Review

Wells Fargo offers conventional and government-program mortgage and refinancing loans with fixed and adjustable rates. It also offers construction loans. Only a few of the banks we evaluated offer these loans, which are more risky for the bank because the usual equity is the house itself. The construction loans come with a rate-lock option to let you set the interest rate while the home is being built. This protects against rising interest rates while your home is under construction, but if the rates decrease, Wells Fargo offers a one-time float down to the lower rate.
We checked interest rates in two ways. The first was by comparing rates posted on the websites of the mortgage companies. This comparison only goes so far, as each lender posts rates for what it considers an ideal loan. Next, we checked interest rates for a $150,000 home in California with $20,000 down for a borrower with a 700 credit rating. Wells Fargo's online calculator gave us the rates and estimated down payment. In all cases, Wells Fargo's rates were above average.
Because closing costs depend on fees beyond the bank's control, we looked only at bank fees like underwriting and processing that are paid as part of closing costs. The agents we spoke to said bank fees vary by state, but range from $700 to $1,000. These fall at or below average for the lenders we reviewed.
Like most banks, Wells Fargo requires a five percent down payment, although it may allow a three percent down payment for first-time homebuyers with excellent credit. It prefers to work with borrowers with a 600 credit score or higher but can make exceptions. Its preferred debt-to-income ratio is 45 percent, which runs average for most banks. It was one of the few mortgage companies that mentioned a preferred cost-to-income ratio: 33 percent. This is the percentage of your monthly income that goes toward your mortgage.
It customer service received our highest marks. The phone system quickly connects you to a loan officer. Every loan officer we spoke to answered our questions in detail, took time to explain things, and gave us accurate information without the hard sell we experienced with other mortgage lenders. The online application process seemed similarly user-friendly, with checklists to make sure you had the information you needed as you filled out the loan.
Wells Fargo has an excellent website for homebuyers wanting more information about what to expect. It contains an interactive guide, My FirstHome, that takes you through the process, from deciding whether or not to buy to maintaining your new property. The resources section contains articles, checklists and videos that cover all aspects of homeownership, not just the mortgage. The checklist section is similarly expansive.

3. Quicken Loans

Preferred Debt-to-Income Ratio

Minimum Credit Score

Preferred Down Payment

This is how much income you make monthly weighed against your total debt.

Higher is Better

Quicken Loans

57%

Compare to the Top 3 Mortgage and Refinancing Review

#1 LendingTree

36%

#2 CitiMortgage

40%

#3 Quicken Loans

57%

Category Average

44.3%

Percentage

 0

 11

 22

 33

 44

 55

 66

Review

Quicken Loans is our Top Ten Reviews Bronze Award winner for mortgage and refinance loans because of its flexible programs to help you get a home loan that meets your financial needs. Its rates and fees are highly dependent on the loan situation, so it's best to contact a loan agent for the most accurate interest rates.

2.  CitiMortgage

Preferred Debt-to-Income Ratio

Minimum Credit Score

Preferred Down Payment

This is how much income you make monthly weighed against your total debt.

Higher is Better

CitiMortgage

40%

Compare to the Top 3 Mortgage and Refinancing Review

#1 LendingTree

36%

#2 CitiMortgage

40%

#3 Quicken Loans

57%

Category Average

44.3%

Percentage

 0

 11

 22

 33

 44

 55

 66

Review

CitiMortgage is our Top Ten Reviews Silver Award winner because it offers one of the widest varieties of mortgage and refinance loans at very competitive rates. CitiMortgage is part of Citibank, an international banking institution. In addition to the most commonly offered traditional and government-program loans, it can offer interest-only and construction loans through certain branches. It has fixed- and adjustable-rate loans. CitiMortgage does not offer home equity or HELOC loans, but its parent bank does.
We found its interest rates, both posted and in our test case, to at or lower than average, and the underwriting fees at or below average. It has excellent customer service and an easy application process. It's one of the few mortgage lenders that charges an application fee, but it offers pre-approval without any special fees.

1.  LendingTree

Preferred Debt-to-Income Ratio

Minimum Credit Score

Preferred Down Payment

This is how much income you make monthly weighed against your total debt.

Higher is Better

LendingTree

36%

Compare to the Top 3 Mortgage and Refinancing Review

#1 LendingTree

36%

#2 CitiMortgage

40%

#3 Quicken Loans

57%

Category Average

44.3%

Percentage

 0

 11

 22

 33

 44

 55

 66

Review

When choosing a lender for your mortgage or refinance loans, you want to find the lowest rates and fees along with a term that works with your borrowing goals. You can take the time to shop around, but LendingTree is a broker, so it takes the time for you to find the best loan options. When you apply for a loan with LendingTree, it collects from its network of lenders to provide competitive loan offers from top lenders in the country. Because LendingTree does the legwork for you and provides a range of quotes, we award LendingTree our Top Ten Reviews Gold Award for mortgage and refinancing companies.

sejarah Halloween

Beberapa Game lagi banyak mengadakan event Halloween, seperti Game pada android seperti COC, Get Rich, dll. Halloween memang bukan tradisi di indonesia, terutama di padang, tidak pernah saya rasakan apa itu Halloween ?. tapi sebagai sebuah pengetahuan saja apa itu Hari Halloween.

Menurut Wikipedia : Halloween atau Hallowe’en adalah tradisi perayaan malam tanggal 31 Oktober, dan terutama dirayakan di Amerika Serikat. Tradisi ini berasal dari Irlandia, dan dibawa oleh orang Irlandia yang beremigrasi ke Amerika Utara. Halloween dirayakan anak-anak dengan memakai kostum seram, dan berkeliling dari pintu ke pintu rumah tetangga memintapermen atau cokelat sambil berkata "Trick or treat!" Ucapan tersebut adalah semacam "ancaman" yang berarti "Beri kami (permen) atau kami jahili." Di zaman sekarang, anak-anak biasanya tidak lagi menjahili rumah orang yang tidak memberi apa-apa. Sebagian anak-anak masih menjahili rumah orang yang pelit dengan cara menghiasi pohon di depan rumah mereka dengan tisu toilet atau menulisi jendela dengan sabun dan permen karet.
Halloween identik dengan setan, penyihir, hantu goblin dan makhluk-makhluk menyeramkan dari kebudayaan Barat. Halloween disambut dengan menghias rumah dan pusat perbelanjaan dengan simbol-simbol Halloween.

tapi setahu saya Hallowen mungkin sebuah hari yang mana buah labu (Kundua) di bentuk seperti kepala yang menyeramkan, lalu di kasih lampu/lilin, ntah kenapa harus buah Labu, kenapa ngk durian atau semangka atau mangga. bagaimana sejarah Halloween tersebut terjadi yah. berikut ini adalah penjelasan singkat tentang sejarah Hallowen :

sejarah Halloween itu sendiri berasal dari festival yang dirayakan oleh orang Kelt (penduduk Eropa Tengah) zaman kuno. Festival ini untuk perayaan akhir tahun musim panen, atau disebut dengan ‘Tahun baru Kelt’. Orang Kelt secara turun temurun yang menganut Paganisme (kepercayaan/praktek spiritual penyembahan terhadap berhala) menggunakan kesempatan untuk melakukan festival dengan menyembelih hewan ternak serta menimbun makanan untuk musim dingin.
Bangsa Gael (Suku asli Irlandia kuno) percaya bahwa setiap tanggal 31 Oktober, pembatas dunia antara orang mati dan orang hidup menjadi terbuka. Orang mati membahayakan orang hidup dengan membawa penyakit dan merusak hasil panen. Sewaktu merayakan festival, orang Gael menyalakan api unggun untuk membakar tulang-tulang dari hewan yang mereka sembelih. Orang Gael mengenakan kostum dan topeng untuk berpura-pura sebagai arwah jahat atau berusaha berdamai dengan mereka.
Selain itu, simbol Halloween yang diketahui secara universal adalah buah labu yang diukir membentuk wajah menyeramkan, yang biasanya disebut dengan Jack-o’-lantern, dan di dalam Jack-o’-lantern biasanya diletakkan lilin yang menyala atau lampu agar terlihat lebih seram jika di tempat gelap. Di Amerika Serikat itu sendiri, Jack-o’-lantern biasanya diletakkan di depan pintu masuk rumah jika hari sudah mulai gelap.

 Jadi sejarah Hallowen tersebut berasal dari orang kelt yang berada di daerah Eropa tengah, tujuannya adalah untuk mengadakan tolak bala. dan dalam kepercaya mereka tanggal 31 Oktober gerbang antara dunia manusia dengan dunia orang meninggal terbuka dan akan menjadi ancaman bagi mereka, oleh karena itu buah labu di buat seram lalu di kasih lamp/lilin dan menggunakan konstume hantu/seram supaya pura-pura menjadi hantu juga.  jadi Hallowen tersebut hanya sebuah festival dari orang kelt dari eropa tengah bukan dari indonesia. jadi ngk usah juga mengikuti tradisi hallowen tersebut, mendingan melestarikan tradisi budaya daerah lagi. dan hallowen juga bertentangan dengan Agama. Sekian artikel tentang sejarah Hallowen.

Membuat Daftar Isi Otomatis Dengan MS Wold [Video]

Bingung membuat daftar isi yang mana jumlah halamannya mungkin ratusan lembar,atau anda yang lagi menyusun tugas akhir akan berguna pada video tutorial kali ini. pada video ini akan dijelaskan bagaimana membuat sebuah daftar isi otomatis dengan MS Word 2007. anda tidak perlu lagi bingung dengan namanya membuat daftar isi.
Pembuatan daftar isi dilakukan secara otomatis langsung membentuk halamannya, jadi ngk repot2 lagi membuka halaman laporan anda 1 per satu.

ok langsung saja menyaksikan video tutorial Membuat Daftar Isi Otomatis dengan MS Word.

Membuat Daftar Isi Otomatis Dengan MS Wold [Tutorial]

TUGAS ke 3

beli masa depan anda dengan ilmu.

Dan bekerjalah dalam perusahaan yang bernama ‘belajar’ 

agar anda mendapat gaji berupa ilmu yang melimpah.

Untuk Tugas Ke tiga Buat Mahasiswa 1H1 & 1H2 yang kuliah pada hari Jumat dan Senin.

Ada kesalahan pada jumlah nomor BP, pada soal 12 digit, untuk digit ke 13 berikan operator "Kali" seperti pada gambar di atas

Doubel Klik Untuk Memperbesar Gambar

Keterangan untuk aritmatik

Hasil dari setiap perhitungan di berikan warna sesuai dengan aturan berikut ini :

 Subject Pengiriman : TUGAS_3_NOBP_KELAS

Tugas di Buat menggunakan Microsoft Excel 2007 dan di Lampirkan melalui Email.

Tugas Di Kirim Via Email Ke
xmoensen@gmail.com
Paling Lambat

Mahasiswa Kuliah Hari Jumat :

 29 Oktober 2015 ( jam 23:59 ) Waktu Gmail.

Mahasiswa Kuliah Hari Senin : 

1 November 2015 ( jam 23:59 ) Waktu Gmail.

NB :
- Setiap Kesalahan memberikan warna point Tugas akan di kurangi.
- Setiap kesalahan hitungan point akan di kurangi.
- Setiap data yang tidak sama dengan data sebelumnya, tugas di anggap gagal. Dikarenakan Menggunakan data yang tidak benar.
- 1 Email hanya dimiliki satu orang Mahasiswa
- Jika Melakukan pengiriman tugas lebih dari satu, maka tugas terakhir yang diterima.
- Jika ada pertanyaan yang lain silahkan hubungi melalui :

Facebook : https://www.facebook.com/XmoenseN

Video Penyelesaian Tugas :

Function Tanggal Indonesia

Artikel kali ini adalah bagaimana cara melakukan conversi tanggal dengan format Y-m-d adalah format tanggal default, sekarang kita akan melakukan conversi tanggal kedalam format bahasa indonesia. kali ini saya masih menggunakan Framework CodeIgniter. disini saya akan membuat sebuah function helper yang mana codingannya adalah sebagai berikut :

<?php  if ( ! defined('BASEPATH')) exit('No direct script access allowed');

if ( ! function_exists('bulan'))
{
    function bulan($bln)
    {
        switch ($bln)
        {
            case 1:
                return "Januari";
                break;
            case 2:
                return "Februari";
                break;
            case 3:
                return "Maret";
                break;
            case 4:
                return "April";
                break;
            case 5:
                return "Mei";
                break;
            case 6:
                return "Juni";
                break;
            case 7:
                return "Juli";
                break;
            case 8:
                return "Agustus";
                break;
            case 9:
                return "September";
                break;
            case 10:
                return "Oktober";
                break;
            case 11:
                return "November";
                break;
            case 12:
                return "Desember";
                break;
        }
    }
}

if ( ! function_exists('tgl_indo'))
{
    function tgl_indo($tgl)
    {
        $ubah = gmdate($tgl, time()+60*60*8);
        $pecah = explode("-",$ubah);
        $pecah = explode("/",$ubah);
        $tanggal = $pecah[2];
        $bulan = bulan($pecah[1]);
        $tahun = $pecah[0];
        return $tanggal.' '.$bulan.' '.$tahun;
    }
}

if( ! function_exists('tgl_indo_timestamp')){

function tgl_indo_timestamp($tgl)
{
    $inttime=date('Y-m-d H:i:s',$tgl);
    $tglBaru=explode(" ",$inttime);
   
    $tglBaru1=$tglBaru[0];
    $tglBaru2=$tglBaru[1];
    $tglBarua=explode("-",$tglBaru1);
    $tgl=$tglBarua[2];
    $bln=$tglBarua[1];
    $thn=$tglBarua[0];

    $bln=bulan($bln);
    $ubahTanggal="$tgl $bln $thn | $tglBaru2 ";

    return $ubahTanggal;
}
}

simpan script tersebut pada helper, sebagai contoh saya menyimpannya dengan nama Tanggal_helper.php

lalu bagaimana cara kerjanya ?, cara kerjaan cukup mudah anda tinggal melakukan load helper tersebut kedalam controller.

 $this->load->helper('Tanggal_helper');

atau anda juga bisa melakukan autoload pada config nya.
jika helper sudah terload dengan benar anda tinggal melakukan pemanggilan function yang sudah disediakan.  didalam helper terdapat 3 function yaitu bulan, tgl_indo, tgl_indo_timestamp
sekarang anda tinggal melakukan pemanggilan function sebagai contoh :

       <?   $tanggal1  = "2008/05/23";
        $tanggal2 = "1427174163";

        echo tgl_indo($tanggal1);
        echo"</br>";
        echo tgl_indo_timestamp($tanggal2);
?>

 maka hasilnya adalah sebagai berikut :

23 Mei 200824 Maret 2015 | 06:16:03

TUGAS Ke II

Tugas Ke Dua Untuk Mahasiswa Hukum 1 dan Hukum 2 yang kuliah pada Hari Jumat, Bukan Untuk Mahasiswa yang kuliah hari senin sore.

NAMA :
NIM :
TANGGAL LAHIR :

No	Tugas II	N.I.M/BP
		1	5	1	0	0	0	3	6	0	0	1	0	0
1	2	2	10	2	0	0	0	6	12	0	0	2	0	0
2	3	3	15	3	0	0	0	9	18	0	0	3	0	0
3	0
4	7
5	1
6	9
7	8
8	7
TOTAL

Ket :
setiap bilangan nilai Genap di beri warna Hijau
Jika bilangan Ganjil berikan warna Kuning
Kirim ke Email : xmoensen@gmail.com                                                                         
Sebelum tgl 15 Oktober 2015 jam 23:59 ( Cap waktu Email Masuk  )
Subjec Email : Tugas_2_No.BP_KELAS

NB :
- Lewat satu detik bearti tugas tidak diterima.
- Jika ketahuan data yang dikirimkan salah, maka tugas dianggap Batal.
- Yang menggunakan Email yang sama akan digagalkan kedua2nya.
- Gunakan Email yang sama setiap pengiriman Tugas.
- Jika melakukan pengiriman Tugas lebih dari satu, akan diambil tugas pengiriman yang terakhir.